Your Home Town Independent Insurance Agency

Serving Clients and Customers in Southeast Iowa and Western Illinois

An Established Agency

Earnest Insurance Agency is a insurance provider that has been providing Southeast Iowa & Western Illinois with insurance coverage since 1935. For more than 85 years, we have been your premier choice for affordable, accessible, and flexible insurance coverage. Contact us today to find the coverage plan to accommodate your individual insurance requirements.

Personalized Services

At Earnest Insurance Agency, you are more than just a number to us—you are a valued client who has your own unique needs and expectations! No matter what type of insurance coverage you seek, we represent companies that will allow us to design an insurance plan that is right for you! We are always here to fulfill all your insurance requirements in a prompt and efficient manner!

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Insure Your Vehicles with Our Accessible Auto Insurance Plans

We provide insurance coverage for vehicles of most makes and models. Since we are an independent agency, we have the freedom to shop around and locate the best coverage plans to accommodate your individual requirements. For added convenience, we even carry affordable antique car and classic car insurance.

Our agency also carries a wide range of coverage options for recreational vehicles of every shape and size. Count on us to provide insurance coverage for your motorcycles, boats, personal watercraft, 4-wheelers, and trailers.

Discounts Available - Good Student, Good Driving Record, Auto & Home Bundle, Early Payment, Liability Discounts and Recreational Vehicle Discounts!

Insure Your Most Important Assets with Our Home and Farm Insurance Coverage

Keep all your assets fully insured from a wide range of disasters by signing up for the coverage options provided by Earnest Insurance Agency. We offer a wide range of dwelling insurance plans, including renters insurance, condo insurance, and homeowners insurance.

Protect your farm with our line of trusted insurance coverage plans. Farming has a lot of exposures! We will sit down with you and help you design a farm insurance plan that fits your risk management needs.

Available Discounts - Home & Auto Bundle, New Home, Security System, Smoke Detector, and Early Payment Discounts

Peace of Mind Crop Insurance for Your Fields

We offer a wide range of insurance plans for crop insurance whether you have crop in multiple counties or one. Our highly experienced agents work with you to provide policies custom-designed to manage your risk and protect your operation. Contact one of our agents to get a quote for your crop insurance.

Coverage options include multiple peril crop insurance, crop hail insurance, and named peril insurance. Farmers have product choices that range from individual production and/or revenue plans to protection based on county yields and prices.

Personalized Economical Health Insurance to Fit Your Life

Maintain the long-term health and safety of your loved ones with our selection of health and life insurance options. We offer a broad selection of health insurance companies and plans and our agents will help you find the best plan to meet your budget and needs.

We also offer long term care insurance to help cover the cost of care for chronic medical conditions, disabilities, and diseases. Long term care is an important part of any long-range financial plan. Our agents will help you decide if long term care is right for you and select the right plan.